| Quick Answer: The UAE offers three primary long-term residency pathways: the Golden Visa (5-10 years) for investors with AED 2 million+ in property, business, or deposits; the Green Visa (5 years) for skilled employees, freelancers, and investors; and various Investor Visas (2-10 years) for business owners and property purchasers. Each pathway eliminates the need for employer sponsorship, allows family members to join, and offers extended UAE residency with flexible renewal options. |
Introduction: Why UAE Long-Term Residency Matters in 2026
The United Arab Emirates has transformed into a global hub for talent, investment, and innovation. Central to this transformation are its long-term residency programs, which offer foreign nationals unprecedented stability and opportunity in one of the world’s most dynamic economies. Unlike traditional employment-based visas that require sponsor renewal every two to three years, UAE long-term residency visas offer five to ten years of security, eliminate employer dependence, and provide comprehensive benefits for visa holders and their families.
The UAE government continues to simplify application procedures and expand eligibility, making it easier for you to access long-term residency and feel supported throughout the process.
This comprehensive guide examines all pathways to long-term residency in the UAE, including the Golden Visa, Green Visa, Investor Visa, Retirement Visa, Blue Visa, and Remote Work Visa. Each section provides current requirements, application procedures, costs, and practical considerations for securing your future in the Emirates.
Understanding UAE Long-Term Residency Options
UAE long-term residency includes various visa categories tailored for specific applicant profiles. Clarifying these distinctions helps readers choose the most suitable pathway based on their circumstances, as all offer advantages such as self-sponsorship, extended validity, and family inclusion.
Key Benefits Across All Long-Term Visa Categories
- Self-sponsored residency without requiring a UAE national or employer sponsor
- Extended validity periods ranging from 5 to 10 years with automatic renewal eligibility
- Family sponsorship, including spouse, children, and, in some cases,s parents
- Extended grace periods (up to 180 days) after visa expiration for status adjustment
- Ability to remain outside the UAE beyond the standard six-month limit without visa cancellation
- Access to UAE banking, healthcare, education, and government services
- Full rights to live, work, study, and conduct business in the UAE
Overview of UAE Residency Visa Categories
| Visa Type | Duration | Min. Investment | Primary Eligibility |
| Golden Visa | 5-10 years | AED 2 million | Investors, professionals, talents |
| Green Visa | 5 years | None (income-based) | Skilled employees, freelancers |
| Investor Visa | 2-10 years | AED 750,000+ | Property/business owners |
| Retirement Visa | 5 years | AED 1 million | Retirees aged 55+ |
| Blue Visa | 10 years | None | Environmental leaders |
| Remote Work Visa | 1 year | None | Remote workers ($3,500+ monthly) |
UAE Golden Visa: Complete Guide
The UAE Golden Visa is the country’s flagship long-term residency program, offering 5- or 10-year renewable visas to investors, entrepreneurs, specialized talent, researchers, outstanding students, and frontline heroes. Introduced in 2019 and significantly expanded in subsequent years, the program has attracted global talent across sectors while providing unprecedented residential stability.
Golden Visa Eligibility Categories
Investors Visa)The investor pathway requires a minimum AED 2 million investment through real estate, business, or public funds. Detailing these amounts ensures applicants understand the financial commitments necessary for eligibility.
- Real estate investment: Property ownership valued at AED 2 million or more, whether single or multiple properties. Mortgaged properties qualify if at least AED 2 million has been paid, with a bank NOC required.
- Business investment: Ownership or partnership in a UAE company with capital not less than AED 2 million, supported by a valid commercial license and audited financial statements.
- Public investment: Fixed deposit of AED 2 million or more in an approved UAE investment fund or national bank.
Entrepreneurs (5-10 Year Visa): Business founders must demonstrate ownership of an SME pilot project with a minimum value of AED 500,000, as verified by a certified auditor’s letter. Additional requirements include approval from an accredited UAE business incubator confirming the project’s innovative and technological nature.
Specialized Talents and Professionals (1Visaar Visa): This category encompasses multiple professional pathways:
- Doctors: Approval letter from the Ministry of Health and Prevention to practice medicine in the UAE
- Scientists: Recommendation from the Emirates Council of Scientists or the Mohammed bin Rashid Medal for Scientific Excellence
- Inventors: Recommendation from the Ministry of Economy confirming patent with added economic value
- Creative professionals: Approval from the Ministry of Culture and Youth or the relevant Department of Culture and Arts
- Executive directors: Attested university degree, minimum 5 years of experience, employment contract, and salary certificate of AED 50,000 or more monthly
Skilled Professionals (1Visaar Visa): Employees meeting specific criteria may qualify with a minimum monthly salary of AED 30,000, a bachelor’s degree or equivalent, classification in occupational levels 1-3 per MOHRE standards, and a valid UAE employment contract. Some pathways require a license to practice in regulated professions.
Outstanding Students and Graduates (5-Year Visa): Top-performing students from UAE universities or top 100 global institutions with a GPA of 3.8 or above may qualify for the 5-year Golden Visa upon graduation.
Golden Visa Real Estate Investment Requirements
| Requirement | 10-Year Golden Visa | 5-Year Property Visa |
| Minimum Property Value | AED 2,000,000 | AED 2,000,000 |
| Off-Plan Properties | Eligible (50%+ completion) | Eligible (50%+ completion) |
| Mortgaged Property | Yes, with AED 2M paid + Bank NOC | Yes, with 50% paid + Bank NOC |
| Multiple Properties | Allowed (combined AED 2M+) | Allowed (combined AED 2M+) |
| Joint Ownership | Yes, personal share must be AED 2M+ | Yes, with a marriage certificate |
| Valuation Basis | DLD valuation certificate | Purchase value at acquisition |
Golden Visa Benefits
- Long-term residency for 5 or 10 years with automatic renewal eligibility
- Self-sponsorship without an employer or UAE national sponsor requirement
- Family sponsorship for spouse, children (sons up to 25, unmarried daughters of any age), and parents
- An extended stay outside the UAE beyond the standard six-month limit
- Family members retain visa validity if the primary holder passes away
- 100% business ownership in mainland companies
- Access to Fazaa Card and government loyalty programs
- Sponsorship for unlimited domestic staff and drivers
UAE Green Visa: Skilled Workers & Freelancers
The UAE Green Visa was launched in October 2022 as a self-sponsored 5-year residence permit for skilled employees, freelancers, and investors who do not meet the eligibility thresholds for the Golden Visa. The program differentiates between work and residency permits, providing long-term stability without employer dependency while offering enhanced family sponsorship provisions.
Green Visa Eligibility Categories
Skilled Employees: Must hold a valid UAE employment contract with classification in occupational levels 1-3 per MOHRE standards, a minimum bachelor’s degree or equivalent qualification, and a monthly salary of AED 15,000 or more.
Freelancers and Self-Employed: Require a freelance or self-employment permit from MOHRE, a bachelor’s degree or specialized diploma, and proof of annual income from self-employment not less than AED 360,000 for the previous two years (or equivalent evidence of financial solvency).
Investors and Partners: Must provide proof of investment or partnership in a UAE project with a valid commercial or industrial license from the relevant authority, without the requirement for a local sponsor.
Green Visa Requirements
| Category | Requirements |
| Skilled Employee | Valid UAE employment contract; MOHRE occupational level 1-3; Bachelor’s degree minimum; AED 15,000+ monthly salary |
| Freelancer/Self-Employed | MOHRE freelance permit; Bachelor’s degree or specialized diploma; AED 360,000+ annual income (2 years) or financial solvency proof |
| Investor/Partner | Proof of UAE investment/partnership; Valid commercial/industrial license; LLC, JSC, or partnership structure |
Green Visa Benefits
- 5-year renewable residence permit with self-sponsorship
- Enhanced family sponsorship: sons up to age 25 and unmarried daughters without age limit
- 180-day grace period after visa expiration or cancellation
- No employer sponsorship required for visa maintenance
- Valid across all UAE emirates
UAE Investor Visa Options
Beyond the Golden Visa program, the UAE offers several investor visa pathways tied to business ownership and real estate investment, each with different eligibility thresholds. These options provide flexible entry points for entrepreneurs and property investors seeking UAE residency without meeting the AED 2 million Golden Visa requirement.
2-Year Property Investor Visa (Taskeen)
The 2-year investor visa through Dubai Land Department’s Taskeen program allows property owners to secure renewable UAE residency with a minimum investment of AED 750,000.
Requirements: Residential property valued at AED 750,000 or more at purchase; completed property (not off-plan); if mortgaged, 50% of the value or AED 750,000 must be paid with bank NOC; property registered with Dubai Land Department; valid passport, Emirates ID, health insurance, and good conduct certificate.
Benefits: 2-year renewable residence permit; family sponsorship for spouse and children; access to UAE government services without employment sponsorship; standard GDRFA procedures for dependents.
Mainland Business Investor Visa
Investors establishing or acquiring shares in UAE mainland companies can obtain residence visas tied to their business ownership.
Requirements: Ownership or shareholding in a UAE-registered mainland company; valid trade license from DED or relevant authority; Memorandum of Association showing shareholding; establishment card; proof of capital investment; medical fitness certificate.
Typical Investment: Starting from AED 12,500-25,500 for company formation plus visa processing fees.
Free Zone Investor Visa
UAE free zones offer investor visas with 100% foreign ownership, simplified setup procedures, and zone-specific benefits. Popular free zones include DMCC, IFZA, JAFZA, and Dubai South.
Requirements: Company incorporation in an approved free zone; valid free zone license; share capital as specified by zone authority (varies by activity and zone); office space or flexi-desk arrangement.
Benefits: 100% business ownership; zero customs duties; tax benefits; streamlined visa processing; ability to sponsor employees and family members.
UAE Retirement Visa
The UAE Retirement Visa provides a 5-year renewable residence pathway for retirees aged 55 and above who meet specified financial criteria. The program enables foreign nationals to settle long-term in the UAE without employment sponsorship, accessing world-class healthcare, infrastructure, and lifestyle amenities.
Retirement Visa Eligibility Requirements
Age Requirement: Must be 55 years or older at the time of application, with at least 15 years of work experience (inside or outside the UAE).
Financial Requirements (must meet one):
- Property ownership: Own property valued at AED 1,000,000 or more (market or purchase value), verified by a competent authority. Mortgaged property accepted if AED 1,000,000 has been paid.
- Financial savings: Bank deposit of AED 1,000,000 or more in the UAE or abroad, to be transferred to a UAE financial institution within 60 days of residency issuance, and maintained for a minimum of 2 years.
- Annual income: Fixed annual income of AED 240,000 (AED 20,000 monthly) or more, whether sourced inside or outside the UAE. Dubai sets a lower threshold of AED 15,000 per month (AED 180,000 annually).
Required Documents
- Valid passport with a minimum of 6 months’ validity
- Recent passport-sized photographs meeting FAIC specifications
- Valid health insurance coverage
- Property title deed or real estate valuation certificate from DLD/DMT
- Bank statement showing deposit of AED 1,000,000+ (if applicable)
- Bank statements forthe last 6 months, confirming income (if applicable)
- Letter froman official body indicating the income source
UAE Blue Visa for Environmental Leaders
The UAE Blue Visa, launched at the World Government Summit 2025, is a pioneering 10-year residency initiative that recognizes individuals who have made exceptional contributions to environmental sustainability. This first-of-its-kind program targets environmental experts, sustainability innovators, and climate action leaders, both from within the UAE and internationally.
Blue Visa Eligibility Categories
- Conservationists: Individuals protecting marine life, ecosystems, and endangered species
- Sustainability advocates: Experts in renewable energy, waste reduction, and circular economy
- Environmental researchers: Scientists developing innovative solutions for ecological challenges
- Public awareness campaigners: Environmental educators promoting policy and outreach
- Members of international environmental organizations
- Global award winners in ecological sustainability and climate change
- Holders of master’s or doctoral degrees in environmental science, energy, sustainability, or climate change
- Financial supporters of ecological initiatives
Application Process
Applications for the Blue Visa can be submitted directly to the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) via smartservices.icp.gov.ae, or through nomination by competent UAE authorities. The nomination request costs AED 350. Applicants outside the UAE require a 6-month multiple-entry visa (AED 1,250) to complete residency procedures.
Required Documentation: Evidence of environmental contributions (research papers, project reports, awards); endorsement letters from environmental agencies; proof of organizational affiliation; educational certificates in relevant fields; valid passport and health insurance.
Remote Work & Freelance Visa Options
The UAE offers multiple pathways for remote workers and freelancers to live and work in the Emirates while employed by companies or serving clients abroad. These options provide legal residency without requiring local employment or establishing a business.
Dubai Virtual Working Programme (Digital Nomad Visa)
Eligibility: Remote employees of companies outside the UAE, business owners with companies registered abroad, and freelancers serving international clients. Minimum monthly income of USD 5,000 (or equivalent) required, with proof of employment or business ownership for at least one year.
Duration: 1 year, renewable by reapplication.
Benefits: Live in Dubai while working remotely; access to housing, banking, healthcare, and education; sponsor family members; zero personal income tax; no requirement to establish a local company.
Cost: Base application fee USD 287, plus processing fees, medical examination, and Emirates ID.
Virtual Work Visa (Federal)
Requirements: Evidence of remote employment with an entity outside the UAE; minimum monthly income of USD 3,500 (AED 12,880); valid health insurance; passport valid for 6+ months.
Duration: 1 year, renewable.
Freelance Permit and Visa
Freelancers seeking to work with UAE-based clients require a freelance permit from MOHRE or a Dubai free zone. This differs from remote work visas, which permit local client engagement and invoicing.
Free Zone Options: Dubai Media City, DMCC GoFreelance, TECOM, Dubai Development Authority, Meydan Free Zone (Fawri license).
Typical Costs: Freelance permit AED 7,500-15,000 annually; residence visa AED 3,300-6,340; establishment card AED 2,000; medical and Emirates ID approximately AED 1,500.
Complete Visa Comparison Table
| Visa Type | Duration | Investment | Income Req. | Family | Processing |
| Golden Visa (Investor) | 10 years | AED 2M | N/A | Spouse, children, parents | 2-4 weeks |
| Golden Visa (Professional) | 10 years | N/A | AED 30-50K/mo | Spouse, children, parents | 1-3 weeks |
| Green Visa (Employee) | 5 years | N/A | AED 15K/mo | Spouse, children to 25 | 2-6 weeks |
| Green Visa (Freelancer) | 5 years | N/A | AED 360K/yr | Spouse, children to 25 | 2-6 weeks |
| 2-Year Property Visa | 2 years | AED 750K | N/A | Spouse, children | 7-15 days |
| Retirement Visa | 5 years | AED 1M | AED 15-20K/mo | Spouse, children | 2-4 weeks |
| Blue Visa | 10 years | N/A | N/A | Spouse, children, parents | Varies |
| Remote Work Visa | 1 year | N/A | USD 3,500-5K/mo | Spouse, children | 5-7 days |
Application Process Step-by-Step
Golden Visa Application Process
- Verify eligibility: Confirm you meet category requirements through official ICP or GDRFA portals. Check salary, investment, or talent documentation against exact portal specifications.
- Gather documents: Collect personal documents (passport, photos, UAE ID if applicable), category-specific documents (title deeds, salary certificates, recommendation letters), and supporting evidence (bank statements, audited financials).
- Apply: Apply through the ICP portal (smartservices.icp.gov.ae) for federal services, the GDRFA Dubai portal for Dubai applications, or the relevant emirate authority. Pay application fees.
- Application review: Authorities verify documents and may request additional clarification. Average processing time is 30-60 days, depending on the category.
- Entry permit: If applying from outside the UAE, receive a 6-month multiple-entry permit to complete residency formalities.
- Medical examination: Complete mandatory medical fitness test at an approved DHA center (blood test and chest X-ray).
- Biometrics and Emirates ID: Visit the ICP center to register fingerprints and a photo for Emirates ID issuance.
- Visa stamping: Upon approval, the Golden Visa is stamped in the passport. Emirates ID issued and delivered.
Application Channels
- ICP Smart Services: smartservices.icp.gov.ae (federal applications)
- GDRFA Dubai: gdrfad.gov.ae (Dubai-specific applications)
- Dubai Land Department: dubailand.gov.ae (property investor visas)
- Amer Service Centers: In-person submission with document assistance
- Customer Happiness Centers: Direct government service points
Fees and Costs Breakdown
Golden Visa Fees
| Fee Component | Amount (AED) |
| Application fee (inside the UAE) | 2,800 – 3,800 |
| Application fee (outside UAE) | 3,800 – 4,800 |
| Medical examination | 500 – 700 |
| Emirates ID | 370 – 1,200 |
| Health insurance (annual) | 1,500 – 5,000+ |
| Entry permit (if outside the UAE) | 1,250 |
| Total estimated (inside UAE) | 5,000 – 10,000 |
| Renewal fee | 5,000 – 10,000 |
Green Visa Fees
- Application fee: AED 2,000 – 2,500
- Emirates ID: AED 575
- Medical services: AED 320
- Entry permit (outside UAE): AED 1,250
Property Investor Visa Fees (2-Year)
- Primary applicant: AED 6,482 – 7,382
- Spouse sponsorship: AED 7,382
- Children under 18: AED 6,482
- Daughters over 18: AED 7,182
- Parents (1 year): AED 8,882 + AED 319 file opening fee
Frequently Asked Questions
Can I combine multiple properties to meet the AED 2 million threshold?
Yes. Various properties can be combined if the total value exceeds AED 2 million, and all properties are registered in your name with the Dubai Land Department or the relevant emirate authority.
Does the Golden Visa lead to UAE citizenship?
The Golden Visa provides long-term residency, not citizenship. However, individuals who make exceptional contributions to the UAE may be considered for citizenship through a separate nomination process evaluated on a case-by-case basis.
What happens if my property value drops below AED 2 million?
Eligibility is based on valuation at the time of application. For renewals, you must demonstrate continued compliance with investment requirements. Significant decreases in value may affect renewal eligibility.
Can I work for any UAE employer with a Golden Visa?
Yes. Golden Visa holders can work for any employer, start businesses, or be self-employed without restriction. The visa is not tied to specific employment.
Is there a minimum time I must spend in the UAE to maintain the Golden Visa?
A: Unlike standard visas requiring return within 6 months, Golden Visa holders can remain outside the UAE for extended periods without losing residency status. However, periodic visits are recommended.
What is the grace period after a Green Visa expires?
Green Visa holders receive a 180-day grace period (6 months) after visa expiration or cancellation to remain in the UAE, adjust status, or plan departure without penalties.
Can I switch from employment to freelance while on a Green Visa?
Yes, provided you meet the freelance category requirements, including MOHRE permit, bachelor’s degree, and income threshold of AED 360,000 annually.
Can I use a mortgage to qualify for the Golden Visa?
Yes. Mortgaged properties qualify if the paid amount meets the Golden Visa threshold (AED 2 million). You must provide a bank No Objection Certificate (NOC) and a mortgage statement.
Are off-plan properties eligible?
Yes, provided the completion rate is at least 50%, and the property is from an approved developer. You need a Sale and Purchase Agreement and a bank confirmation of 50% down payment.
What qualifies as a ‘public investment’?
Fixed deposits of AED 2 million or more in approved UAE investment funds or national banks, with a letter confirmation from the financial institution.
Official Sources and Resources
Federal Government Portals
- UAE Government Portal: u.ae – Official information on all visa types
- Federal Authority for Identity, Citizenship, Customs and Port Security (ICP): icp.gov.ae – Golden Visa applications and policies
- ICP Smart Services: smartservices.icp.gov.ae – Online application portal
- Ministry of Human Resources and Emiratisation (MOHRE): mohre.gov.ae – Employment classifications and freelance permits
Emirate-Specific Authorities
- GDRFA Dubai: gdrfad.gov.ae – Dubai residenVisand visa services
- Dubai Land Department: dubailand.gov.ae – Property investor visas (Taskeen)
- Abu Dhabi Residents Office (ADRO): adro.gov.ae – Abu Dhabi visa services
- Department of Municipalities and Transport (DMT): dmt.gov.ae – Abu Dhabi property valuation
Specialized Programs
- Dubai Virtual Working Programme: visitdubai.com – Remote work visa applications
- Ministry of Climate Change and Environment: moccae.gov.ae – Blue Visa information
- Dubai Retire Program: visitdubai.com/retire-in-dubai – Retirement visa applications
- Ministry of Economy: moec.gov.ae – Investment and entrepreneurship FAQs
| Critical Disclaimer: This guide provides general information about UAE long-term residency programs based on publicly available government sources as of January 2026. Visa requirements, fees, and procedures are subject to change. Always verify current requirements through official UAE government portals before submitting applications. This content does not constitute legal or immigration advice. For complex cases, consult with licensed UAE immigration professionals. |
Last Updated: January 2026